My bank lets me do that, not sure why your bank wouldn't let you. Also these aren't really problems with a cashless society, they are problems with a partially

My bank lets me do that, not sure why your bank wouldn't let you. Also these aren't really problems with a cashless society, they are problems with a partially cashless society. Society will fix these issues very quickly when there are no workarounds, like making sure that everyone can have backup cards for example.