A stipulation of most group insurance plans is that the insurer will not deny coverage to any person in the group. Most people switching jobs will not have to w

A stipulation of most group insurance plans is that the insurer will not deny coverage to any person in the group. Most people switching jobs will not have to worry about insurability if they are switching to an established company with an extant group plan. Working for such an employer is in fact one of the only ways many people can get health insurance. A six or twelve month wait is also unusual on switching jobs. Generally it will take ~60 days from hire for the new insurance to kick in, but rarely more than 90.