> Mind you, I took the high deductible route since I'm only concerned with catastrophic illness at right now. Also, the moment anything serious comes up, they c

> Mind you, I took the high deductible route since I'm only concerned with catastrophic illness at right now. Also, the moment anything serious comes up, they can cleverly drop me, since they have ludicrous things on their forms like, "have you EVER received ANY medical treatment not listed on this form." So, you are saying that you are paying expecting to never receive anything back?