In my country (Uruguay) if you pay for medical treatment outside the health insurance cost are not cheaper than in US, but health insurance cost between 50-80 d

In my country (Uruguay) if you pay for medical treatment outside the health insurance cost are not cheaper than in US, but health insurance cost between 50-80 dollars a month and are "all you can eat" insurances (regulated by the state in the cost they charge each month and in the amount of services they include), of course when you are ill and need of they service they loose money, but they win every month you don´t use it or you just use them 2 times in a year to give you a prescription to flu medicine, as the vast majority of people never has really expensive treatments, they are profitable companies