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Wait until insurance demands its use to mitigate risk.

• Animats 7y ago
  That's already here for auto insurance. "Some of the factors used to calculate your discount at American Family Insurance include vehicle usage (how often you drive), braking (how smoothly or abruptly you apply the brakes when stopping), and acceleration (how quickly or smoothly you accelerate after stopping). Speed and time of day are also factored in, among other driving behaviors."[1] [1] https://www.amfam.com/resources/articles/understanding-insurance/car-insurance-tracking-device https://www.amfam.com/resources/articles/understanding-insur...
  • toss1 7y ago
    And that, right there, is one of the most stupid uses of data based on bad assumptions. One of the keys to high performance driving, whether for racing or emergency driving, is the ability to get the absolute maximum out of the available traction -- that is exactly how you stop shorter, turn quicker, etc. -- which is exactly what is needed in tight situations. That said, most driving moves should be done using the minimum of tire usage for efficiency, smoothness, predictability on the road, etc.. But occasionally achieving max Gs for specific situations -- and without exceeding the available grip and falling into sliding -- is the likely mark of a highly skilled driver. Unless they're also looking for and counting primarily loss of traction events (overbraking/overturning), their conclusions are likely wrong. Just like the use of BMI as a health index, which will classify a weightlifter with a ripped 5% body fat as "Obese", this will similarly misclassify drivers, and in this case, it will unjustly overcharge them. Stupid
    • Spooky23 7y ago
      Some insurers may build risk models around that. But remember that insurers deal with the public at large, and the "average punter" is a blithering idiot.