Its a Traditional IRA that doesnt tax growth. Its tax free going in, on its gains, and going out. Theres really nothing like it. Best case scenario, spend al

Its a Traditional IRA that doesnt tax growth. Its tax free going in, on its gains, and going out. Theres really nothing like it. Best case scenario, spend all your health care with cash. Let the HSA grow as long as you can. Reimburse yourself for a decades worth of health care spending when you need the cash.