Hm. What I was referring to was how current US Social Security benefits are paid for by current workers, and, generally, how insurance is based precisely on the

Hm. What I was referring to was how current US Social Security benefits are paid for by current workers, and, generally, how insurance is based precisely on the notion that there are healthy young people paying into a system that they don't use to its extents. Not sure if the OP was saying that or not.