People get terminology wrong in niches like this all the time, especially when the terminology is so similar. The fact that the OP even knows that a backdoor R

People get terminology wrong in niches like this all the time, especially when the terminology is so similar. The fact that the OP even knows that a backdoor Roth IRA exists (much less a "mega" backdoor IRA) puts this person leagues above the average person, who probably doesn't even know the difference between a Roth IRA and a traditional IRA, much less what an IRA even is. Honestly, I trust sources like OP mentioned more than most financial advisors because advisors tend to pitch a product instead of conveying information. Schools aren't doing it, so that basically leaves communities like this.