I too recently started using reddit for personal finance r/investing. I was lucky in that my mom instilled the need to put money away for retirement, which I d

I too recently started using reddit for personal finance r/investing. I was lucky in that my mom instilled the need to put money away for retirement, which I did as soon as I graduated college. On the flip side, both my parents were secretive about their finances. It was until now, as I am ensuring I am aware of my parents wishes through their golden years, that we are having honest discussions about money. The benefit I see is that many of the subs promote transparency. My college friends and I also discuss openly our savings and investing strategies. My financial goals are: 1) be able to live near my current lifestyle at retirement 2) Ensure both my children have money should they suffer a catastrophic loss near middle age, as my parents did for me.