Just want to be clear on this point: > I can contribute $6k for 2020, and the total I can hold in TFSA is $69,500 As of 2020, the total you can contribute int

Just want to be clear on this point: > I can contribute $6k for 2020, and the total I can hold in TFSA is $69,500 As of 2020, the total you can contribute into a TFSA over your lifetime is $69500. But it's not a limit of what can exist in your account. Gains you make in the account do not count toward your limit.