This isn't limited to personal finance either. I find that asking an open ended question to Google typically results in irrelevant results, discussions that are

This isn't limited to personal finance either. I find that asking an open ended question to Google typically results in irrelevant results, discussions that are too precise to be useful (StackExchange), or just plain unhelpful (Quora). But appending "Reddit" to the end of my query almost always produces a relevant thread. Most web forums haven't figured out SEO or how to persist quality threads (TripAdvisor). Reddit is filling in that gap.