That sounds incredibly selfish. This is what will actually happen if you get sick enough that your family loses everything: you will go to a hospital, you will

That sounds incredibly selfish. This is what will actually happen if you get sick enough that your family loses everything: you will go to a hospital, you will get covered by the hospital because you can't be denied for lack of insurance coverage, and then the hospital will never recoup its expenses. Of course this also means you will have bankrupted your family. Why?