I was also confused about that. I may be misunderstanding how the law works, but isn't it true that group coverage can deny pre-existing conditions only for a l

I was also confused about that. I may be misunderstanding how the law works, but isn't it true that group coverage can deny pre-existing conditions only for a limited time (6 months)? In California you need at least 2 employees to qualify for group coverage. So you start an actual company, perform business (presumably turning in some money to cover your costs), and also get coverage for your dependents. There's one caveat that the coverage does not start until your company has been around for 6 months (unrelated to the pre-existing 6 months figure above.) Or was the author's post related to (presumably) retiring earlier and specifically not wanting to start a company again?