I have my family on a $10,000 deductible per person ($30,000 for family). That still costs over $500/month. Unless you have cancer, heart surgery, or some oth

I have my family on a $10,000 deductible per person ($30,000 for family). That still costs over $500/month. Unless you have cancer, heart surgery, or some other major thing, and are in good health you'll save far more over buying a lower deductible plan. We used to have reasonable insurance, but the annual increases have been enormous, without any claims. More people will drop insurance, leaving the companies with only the sick, if they keep pushing younger, healthier people out of the system.