3 ms·

I'm looking to refinance. If my lender says the rate hasn't changed from 3.25% since last week, that's bullshit Right? How long should I wait for the rates to

• throwaway3157 7y ago
  It looks like the rates actually went slightly up from a few days ago (though these depends on many variables, but I'm comparing to my local rate that I've been checking for weeks). Might change tomorrow based on today's news.
  • rubidium 7y ago
    How do you check your local rate?
    • throwaway3157 7y ago
      I use a website from a local private lender. It requires info about the kind of mortgage you want, the value of the property, your credit score, the zip code, etc. If you don't know where to look, you can start with Zillow's tool: https://www.zillow.com/mortgage-rates/ https://www.zillow.com/mortgage-rates/
• Spellman 7y ago
  Rates are pretty quick on responding. Here's where they stand today based on a survey of lenders, down to about 3.13%: http://www.mortgagenewsdaily.com/mortgage_rates/ http://www.mortgagenewsdaily.com/mortgage_rates/
• harryh 7y ago
  Mortgage rates do not move in lockstep with the fed overnight rate.