Roth funds are the opposite of progressive. It’s possible to accumulate millions in roth funds where the eventual net effective tax rate is close to 0%. We alre

Roth funds are the opposite of progressive. It’s possible to accumulate millions in roth funds where the eventual net effective tax rate is close to 0%. We already put income caps on roth funds for this reason but it’s just too easy to game. More important than that is just normalizing taxes to something people pay when they realize income instead of this convoluted system we have now.