Not having an iPhone, I only use Apple Pay on web, and there, it's very nice. It uses its own UI/UX during checkout for your personal/shipping/payment info, whi

Not having an iPhone, I only use Apple Pay on web, and there, it's very nice. It uses its own UI/UX during checkout for your personal/shipping/payment info, which is standardized, and almost always nicer than random retailers' websites, and doesn't give your credit card number to the retailer.