In the UK it means I can do contactless payments in excess of £30. I now no longer carry a wallet or have to remember a PIN, and at the same time I have zero an

In the UK it means I can do contactless payments in excess of £30. I now no longer carry a wallet or have to remember a PIN, and at the same time I have zero anxiety about security. I could live without it, but it's something I use every day and think is more or less perfectly formed.