This is just my own 2 cents. I use Merchant Plus (not affiliated with them in any way). The application process did take a while (they were thorough), but once

This is just my own 2 cents. I use Merchant Plus (not affiliated with them in any way). The application process did take a while (they were thorough), but once approved everything has been very smooth and... get this... if you ask a support question a real person responds. Prices are competitive with Paypal.