I'm trying to understand what is a rational level of preparedness, so also re-evaluating my priors. My sense is a pandemic is not equivalent to a natural disas

I'm trying to understand what is a rational level of preparedness, so also re-evaluating my priors. My sense is a pandemic is not equivalent to a natural disaster. But a lot of the “be prepared” content seems to conflate the two, which I’d argue is not helping matters.