> the missing word from my critique would be "fixed" dollar amount Sorry, are you just saying different people may have different amounts? Sure, sure. But for

> the missing word from my critique would be "fixed" dollar amount Sorry, are you just saying different people may have different amounts? Sure, sure. But for a given individual the amount has to be fixed across the choices (at least all the choices close enough in time that the money is fungible). > since there's a guarantee of how much time or bother it might save you, vs a potential downside calculation. When I decide to wear a mask to the store, there is a guarantee of how much bother it costs me. The only thing that's uncertain is the risk to my life. But, as previously argued, each person should have a linear risk-dollar exchange rate for small risks.