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That is pretty high risk and irresponsible - imagine traveling to the US without travel insurance and you could be on the hook for 100s of thousands USD for a s
by eisa01 7y ago
That is pretty high risk and irresponsible - imagine traveling to the US without travel insurance and you could be on the hook for 100s of thousands USD for a small hospital visit!
Travel insurance is usually quite cheap, about 100-150 EUR per year in Norway
- ghaff 7y agoI was speaking from the perspective of a US citizen who has health insurance which will cover me internationally although I may have to spend out of pocket initially. If you live somewhere that won't cover you for health expenses in other countries then, yes, it makes sense to buy travel insurance. However, note that in many cases, travel insurance mostly just pays to get you back to your country of origin as quickly as possible with the minimum of medical treatment. See e.g. this thread https://news.ycombinator.com/item?id=17548285 https://news.ycombinator.com/item?id=17548285
- eisa01 7y agoAh, I didn't know that US health insurance also covers you abroad, as that's not a thing in Norway
- ghaff 7y agoIt probably varies and you'll be paying out of network rates and it may not cover prescriptions in any case. But, if there are gaps that are of concern, you may want a supplemental international travel health insurance plan instead of "travel insurance" in any case. I've always been covered for international travel as far as I know. Fortunately never had to test how well it worked. I do buy travel insurance now and then but it's mostly to cover costly cancellations or expensive rescue/evacuation costs when those factors are relevant.