This sadly isn’t true. Nearly all trip cancellation insurance excludes epidemics and pandemics. You need instead “cancel for any reason” insurance, which you ca

This sadly isn’t true. Nearly all trip cancellation insurance excludes epidemics and pandemics. You need instead “cancel for any reason” insurance, which you can only acquire about 2-3 weeks after your first purchase. Now, if the event is cancelled, you might get your refund that way, but maybe not.