Basically these kinds of bills push 9 out of 10 people into bankruptcy. So part of the reason you're paying $3000 for a test that actually costs $300 is becaus

Basically these kinds of bills push 9 out of 10 people into bankruptcy. So part of the reason you're paying $3000 for a test that actually costs $300 is because you're paying for 9 other people who couldn't pay.