Don't the costs get even worse if you are positive - or actually, higher while you wait for results? I mean, you are supposed to self-quarantine while waiting,

Don't the costs get even worse if you are positive - or actually, higher while you wait for results? I mean, you are supposed to self-quarantine while waiting, which means no pay for that period. If you are positive after the result, there is more quarantine. More time without pay. You can let the bill go to collections if they don't require upfront payment, but few can go 2-6 weeks without pay at all. People need to eat.