People get mad if their rates go up for no reason. Geico appears to have a rather clever (perhaps obvious) algorithm - it seems like after a few years, they sta

People get mad if their rates go up for no reason. Geico appears to have a rather clever (perhaps obvious) algorithm - it seems like after a few years, they start raising your rate when you make any change to your policy, no matter what it is. So they aren't jacking up your rate at random times, but it's always ratcheting up.