I would disagree with this safe-net concept. In general, a young guy has almost nothing to lose and everything to gain. Secondly, if he gives himself a reason t

I would disagree with this safe-net concept. In general, a young guy has almost nothing to lose and everything to gain. Secondly, if he gives himself a reason to fail.. he is allowing himself to fail. With that said, I'd say, figure out a half decent plan. Execute it. Fail.. Learn. Execute better. Repeat. It doesn't matter how much you fail but don't take on too much debt.. just work more.