Dental insurance can be a scam, it also can be worth it depending on what the premium is. Some time ago I was offered insurance through work that covered two te

Dental insurance can be a scam, it also can be worth it depending on what the premium is. Some time ago I was offered insurance through work that covered two teeth cleanings in a year for slightly less than the cost of paying for the cleanings out of pocket. Since I always get my teeth cleaned twice a year I was happy to take that insurance. Nowadays my employer provides me with dental without premiums. Other than those two times I didn't find buying dental insurance worth it and paid out of pocket.