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Does Walmart have such a great reputation? They sell a lot of cheap crap. (I should know; I shop there all the time. b^) Unless your employer is paying for eve
by jessaustin 7y ago
Does Walmart have such a great reputation? They sell a lot of cheap crap. (I should know; I shop there all the time. b^)
Unless your employer is paying for every bit of it, dental insurance is a scam. They almost never pay enough in any given year to catch up with the premiums. You're better off taking out loans for dental procedures you can't immediately afford. And, as you imply, one is more likely to choose wisely when one is footing the bill oneself.
- astura 7y agoDental insurance can be a scam, it also can be worth it depending on what the premium is. Some time ago I was offered insurance through work that covered two teeth cleanings in a year for slightly less than the cost of paying for the cleanings out of pocket. Since I always get my teeth cleaned twice a year I was happy to take that insurance. Nowadays my employer provides me with dental without premiums. Other than those two times I didn't find buying dental insurance worth it and paid out of pocket.