I've lived in a neighborhood with a high homeless population for 7 years, and I've never been asked for change in my own neighbourhood. I'm frequently asked if

I've lived in a neighborhood with a high homeless population for 7 years, and I've never been asked for change in my own neighbourhood. I'm frequently asked if I can spare a smoke, but never money. The panhandlers who beg in areas where there are more middle class people around are almost all phony.