I wish this was a reality here in BC, Canada, unfortunately our required basic car insurance provider is a crown corporation. So instead of competition we get t

I wish this was a reality here in BC, Canada, unfortunately our required basic car insurance provider is a crown corporation. So instead of competition we get to pay the highest rates in Canada, incur annual increases despite ZERO claims and finally, watch growing debt because of an inherently flawed insurance model. Good thing we have oceans and mountains..