I didn't mean any hostility in my post. Sorry if it came across that way. But regardless of who you're technically fighting with, it's still a matter of you t

I didn't mean any hostility in my post. Sorry if it came across that way. But regardless of who you're technically fighting with, it's still a matter of you trying to keep money from people who want it back. I can't come up with very many reasons you, as a business, would ever want to do that. All you'll accomplish is making those customers angry enough to tell the world how much they dislike your business, and they'll still get their money back through the chargeback. Seems like a losing proposition.