3 ms·And don't have freak accidents, children with disabilities or other unforeseeable health-related issues.by rebuilder 7y agoAnd don't have freak accidents, children with disabilities or other unforeseeable health-related issues.exabrial 7y agoThat's exactly what they're for actuallywpietri 7y agoNo, they're for people who experience that and have money. If you have ~$0 assets and suddenly have no income, $10k might as well be $10m.