I've wondered, with the late HN love of Credit Karma, and hate of Intuit, how many people with free tax returns would pay $3.99 to keep all their data from fall

I've wondered, with the late HN love of Credit Karma, and hate of Intuit, how many people with free tax returns would pay $3.99 to keep all their data from falling into an advertising database when they file. Who would pay .99c a month for the credit monitoring without also being subjected to credit card ads. It seems silly that these companies dont offer both paths, to serve both markets.