Well I am new to US, had to buy renter's insurance; Geico and everybody offered for $20+ per month; but Lemonade quoted about $6. Almost similar coverage. Now f

Well I am new to US, had to buy renter's insurance; Geico and everybody offered for $20+ per month; but Lemonade quoted about $6. Almost similar coverage. Now for Car, Geico was most economical $86; Lemonade does not offer, Dealer said $125, Others were like $100-120. I think as more startup companies enter insurance, prices are going to be better & more competitive.