Shopping for auto insurance has been completely useless for me. When I compared across multiple insurance companies, I was able to pick the "lowest cost" provid

Shopping for auto insurance has been completely useless for me. When I compared across multiple insurance companies, I was able to pick the "lowest cost" provider. However, when I went to sign up, the price offered was completely different from what I saw shopping on their website. Also, I recently tried to compare my current auto policy with a different insurance provider. The new insurance agent told me my rates would go up with them, so I obviously declined to change my auto insurance. I understand that periodically shopping for better rates is the logical thing to do, but in my auto insurance shopping experience, the numbers all seem arbitrary so shopping is not useful.