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Insurance is irrelevant if there aren't enough hospital beds or medical staff/facilities to handle a widespread pandemic. I think you're focusing on the wrong i
by sky_rw 7y ago
Insurance is irrelevant if there aren't enough hospital beds or medical staff/facilities to handle a widespread pandemic. I think you're focusing on the wrong issue, likely based on the political nature of the current healthcare debate.
The real guarantees of a disaster are: Do businesses have enough cashflow to handle lack of just in time inventory from China if their shelves run dry? Do millions of people in the US have enough cashflow to handle rent payments if jobs are shut down due to quarantine and they don't get hourly wages? Do we have enough pharmaceuticals on hand to overcome the supply dip, given that 80% of our drugs are manufactured in the Wuhan area? IMO health insurance rates are the least of our problems.
- heavyset_go 7y ago> Insurance is irrelevant if there aren't enough hospital beds or medical staff/facilities to handle a widespread pandemic. It's far from irrelevant. There are millions of people for whom a visit to the ER means bankruptcy, and should they contract the virus, they will avoid diagnosis, continue to go to work, and silently spread the disease to those who come in contact with them.
- sky_rw 7y agoPeople are doing that anyway. By the time critical symptoms appear and you need to visit the ER, you have already been infectious and spreading the virus. Meanwhile the 80% of cases that are not critical won't drive people to even consider the ER (which is full of sick people with Coronavirus), and they will go about their day spreading the virus. As an example, see the rest of the world.