Okay, this is news to me. But then, my bank is not a US one. There is no money in my account that I cannot immediately withdraw as cash. That is sort of the who

Okay, this is news to me. But then, my bank is not a US one. There is no money in my account that I cannot immediately withdraw as cash. That is sort of the whole point of my bank account, except of course it's mandatory if I wish to receive wages for the job I perform... Anyway, call me poor all you like. I actually am.