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We've also switched to higher deductibles since we have only ever made claims when it was a major accident. When I had a chip in my windshield, my agent didn't
by bonestamp2 7y ago
We've also switched to higher deductibles since we have only ever made claims when it was a major accident. When I had a chip in my windshield, my agent didn't even know that they covered that "for free". I had to tell her, so I guess it's not widely know. It makes sense though -- it is in their best interest to pay for chip repair without any reason for the customer to avoid it (deductible) since it can avoid a costly windshield replacement if that chip enlarges or if there are greater injuries in an accident due to the weaker windshield.
I haven't seen any major rate increases on our car insurance, but our umbrella policy premiums went 4x this year (and we switched companies too). We're with Farmers for nearly everything now, but comparing rates with other agencies is on my to do list in case anyone has done the homework and has a recommendation.
- uberduber 7y agoA sizable portion of the car washes in Los Angeles have an aggressive chip repair salesman who will circle all the chips and aggressively try to sell you on free windshield repair. Guy was always confused and upset about why I wouldn't want to buy something that was free. Finally one day my windshield had enough chips to be replaced. Guy sees me pulling out my insurance card and goes "Mercury? They don't cover anything!" so now when the guy starts walking over I say "I'm with Mercury" and he immediately moves on.
- Consultant32452 7y agoI was in my front yard performing an oil change when one of these window chip sales people started bothering me. I literally had to threaten violence to get her to leave my property.
- bonestamp2 7y agoIs this a recommendation for Mercury? :D