I'm less skeptical that they have a high number of active users, but probably not a high number of users that use this "bank" like a real bank. I use another "

I'm less skeptical that they have a high number of active users, but probably not a high number of users that use this "bank" like a real bank. I use another "neobank" called Simple in the US. It is not a primary account. It is how I divvy up allowance to my wife and I for our weekly fun money ($70/person/week). Can be spent on anything we want, but once it's gone its gone. I use mine for lunches, she packs a lunch and uses hers for shopping. We both save a certain percentage of that to pay for vacations. Our typical average monthly balance is in the low 3 figures. Like currently I have $110 in savings and $45 in checking. I have no clue about how much my wife has, and that is the beauty of it.