It's one thing to get high growth among millennials with a shiny app and completely another to get into commercial banking.The reason why majority of the banks

It's one thing to get high growth among millennials with a shiny app and completely another to get into commercial banking.The reason why majority of the banks rather do mortgage and some other 'easier' products is because of how difficult and complex commercial lending is. I don't think it's fair to compare a local town bank in the US to challenger bank in Europe. I suspect a very high percentage of revolut accounts were opened purely to support alternative banking, however these customers aren't and won't be the ones that will bring fortunes to the bank's coffers.