No? There's a legal definition of predatory for most regulators that is a pretty clear line. The fact that they are regulated means that you have some ability t

No? There's a legal definition of predatory for most regulators that is a pretty clear line. The fact that they are regulated means that you have some ability to pursue your case / complaint outside of arbitration with the company. Part of me wonders if part of this cash stash is for them to create a regulated institution of their own to start doing some more things in regulated markets - $850M is a lot of money!