As others have mentioned these are money laundering laws. But some of them are a bit open to interpretation and from what I've seen personally Revoluts interpre

As others have mentioned these are money laundering laws. But some of them are a bit open to interpretation and from what I've seen personally Revoluts interpretation is pretty broad depending on whether they like you or not. The problem with Revolut that cannot be compared to other banks is that you will NEVER be able to speak to anyone that isn't a mindless support chat drone. This is really where the big difference is. The APP may be miles ahead of wells fargos or capital one and even N26 which in theory also has mainly chat based support etc. but if something goes wrong there there are channels to go. Here's it's just a huge black hole. The only way I would ever recommend Revolut to anyone is to attach it to your own credit card and fill it on demand when you travel. I only ever fill the amount I want right now because the last time I transferred money to my account the account got flagged and I had an absolutely horrible experience with a bunch of conflicting statements from mindless drones that kept trying to trick me into giving them way more information than any bank in any country I've ever used ever has.