Unless you're getting boned with pseudo credit cards which are debit cards in disguise. Direct banks such as ING or DKB in Germany are offering those cards but

Unless you're getting boned with pseudo credit cards which are debit cards in disguise. Direct banks such as ING or DKB in Germany are offering those cards but dear god if you have a dispute. Money is gone from your checking account right away and you don't get the convenient fraud protection of actual CCs.