I'm confused by "18992.1 (B)." So if you fall on hard times (e.g. unemployment) and UBI would be most beneficial you now have to pick between UBI and health ins

I'm confused by "18992.1 (B)." So if you fall on hard times (e.g. unemployment) and UBI would be most beneficial you now have to pick between UBI and health insurance? That doesn't make basic sense to me, and undermines the whole "universal" part. Plus managing those exclusions would likely cost more than it would save (imagine all the additional management overhead of cross-checking programs and or having people certify they aren't on them/policing fraud). Actually I find the under-18 restriction kind of questionable too, since this could be a great system for supporting poor families. The real reason this cannot just happen outright is that it "competes" with too many other benefits that it could just outright replace instead. The biggest problem with scrapping health insurance for UBI is that health insurance is astronomically expensive. I can see the argument for giving families with kids $1K/per kid, and just scrapping the food program to name one example.