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With most screening services, the tenant takes a hit to their credit score in the form of a hard pull. I just pulled my actual credit reports from all three bu
by rl3 7y ago
With most screening services, the tenant takes a hit to their credit score in the form of a hard pull.
I just pulled my actual credit reports from all three bureaus and my landlord was satisfied.
https://en.wikipedia.org/wiki/AnnualCreditReport.com https://en.wikipedia.org/wiki/AnnualCreditReport.com
- scarface74 7y agoA credit pull for screening is considered different than one for credit. At most it’s like 3-5 points and the effects disappear fast. But a tenant screening also looks for evictions (a civil case), criminal cases and whether you are on the sex offender list.
- rl3 7y ago>A credit pull for screening is considered different than one for credit. At most it’s like 3-5 points and the effects disappear fast. Still a hard pull. >But a tenant screening also looks for evictions (a civil case), criminal cases and whether you are on the sex offender list. True, though some are modular and can be run without the credit portion.
- intpx 7y agoI had 5 screening pulls this year because of all the things involving an interstate move and changing jobs with different layers of background checks. In the process of getting financing for a house and I had to provide explanation and documentation that i wasn't hiding debt for each of them. It may not affect your various 'scores' but its still a pain in the ass.