Unless you have 0 savings, with average skill and above-average ambition you can choose what to work on, within reasonable limits (you can't go from PHP to prog

Unless you have 0 savings, with average skill and above-average ambition you can choose what to work on, within reasonable limits (you can't go from PHP to programming space shuttles). And if you no one wants to pay to do what you want, do it on your own time. This will either result in a startup or persuading someone to pay you for the same type of work.