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Like every other "free" financial product, they try to manipulate people into consumer debt. Oh and selling your data as a side hussle.

• scarface74 7y ago
  They sell access to you. They don’t sell your data.
  • soared 7y ago
    Technically that is the same thing google and Facebook do.
    • scarface74 7y ago
      Exactly. I’m not trying to be pedantic, but it’s important to be clear about the issue before you start proposing solutions. If the government passed a law tomorrow saying that companies couldn’t share user data with third parties, it wouldn’t change anything about Facebook, Google’s or Credit Karma’s business model. Not that I’m saying we need government intervention.
• beager 7y ago
  “If the service is free, you’re the product”