"there is no reason to expect that the remaining human drivers will have more collisions than they do today" Seems obvious to me that the people who are econom

"there is no reason to expect that the remaining human drivers will have more collisions than they do today" Seems obvious to me that the people who are economically forced by insurance rates into self-driving cars first would be the worst drivers. That means arithmetically that the remaining drivers will be better than average. So the rates for everybody should go down.