4 ms·
I have a similar plan and a good income. I am in good health and I make my yearly budget assuming I might have to pay the out of pocket max if I have a health p
by leetcrew 7y ago
I have a similar plan and a good income. I am in good health and I make my yearly budget assuming I might have to pay the out of pocket max if I have a health problem.
the usual "gotcha" that people mention is going in for a planned procedure and accidentally receiving care from an out-of-network physician. this makes your out of pocket max irrelevant. I've never had this happen to me and I have no idea how often it actually occurs (outliers are always the loudest on the internet), but it still worries me.
- deleted 7y ago[deleted]
- refurb 7y agoOne thing that helps is call your insurance ahead of time to verify the facility and all physicians are in network. They’ll put a note in your file. If someone else gets swapped in when your in the table, call back and bitch to them. I’ve had that eliminate the out of network charge. Is it still a massive pain in the ass we shouldn’t have to deal with? Yes.
- Can_Not 7y ago> I've never had this happen to me and I have no idea how often it actually occurs (outliers are always the loudest on the internet), I've never been to a doctor without a ridiculous "outlier" scenario following the visit for months.